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Pre-Underwriter

Company: Fulcrum Home Loans
Location: Meridian
Posted on: June 6, 2024

Job Description:

We are currently seeking an experienced and detail-oriented Pre-Underwriter for our dynamic lending team. This position combines the skillset of a Pre-Underwriter and a Loan Officer Assistant. You will be responsible for analyzing and verifying real estate loan applications while evaluating risks for pre-approvals. The ideal candidate will have several years of mortgage underwriting and/or processing experience, understand how to do income calculations, possess a can-do attitude, and have a proven track record of providing solutions in the mortgage lending industry.



This is an in-office position, NOT work from home.



If you are looking for an excellent position that will help you reach your financial goals, start your application today!

Responsibilities:
--- Make sure once information is collected that it is correct, compliance standards are met, and it is in alignment with company policies
--- Research the applicant's employment and financial history to help determine the accuracy of the application and documents
--- Examine all documents and mortgage loan applications verifying that all necessary information is included for approval
--- Document in detail reasons for approving or rejecting a potential loan for our loan officers
--- Provide quality customer service by answering questions from external and internal customers in a timely and professional manner
--- Maintain a friendly and positive attitude throughout the process

Qualifications:
--- Experience in underwriting and/or processing is a must!
--- Knowledge of calculating income is required
--- Analytical skills, attention to detail with high-level accuracy, and time management
--- Superior communication skills, both verbal and written, with exceptional etiquette and finesse
--- Excellent customer service and interpersonal skills; can empathize and build relationships with a variety of personalities
--- Takes initiative, is highly independent, and is able to work under limited supervision
--- College (Bachelor's degree) preferred; high school diploma required
--- Intermediate proficiency with MS Office, Loan Origination Software (LOS), and Automated Underwriting System (AUS) are assets
--- Solid knowledge of various residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is vital -- Commercial loan and Refinance loan knowledge are helpful
--- Project a professional image and collaborate with others to accomplish goals and demanding deadlines

About Company:
At Fulcrum Home Loans, our passion is clear: We are here to help our clients fulfill their dream of homeownership and provide the best possible mortgage experience!

Keywords: Fulcrum Home Loans, Meridian , Pre-Underwriter, Other , Meridian, Idaho

Click here to apply!

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